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Concrete Financing 0% APR for 21 Months

Finance your NC concrete driveway, patio, walkway, pool deck, foundation, or repair at 0% APR for up to 21 months for qualified buyers, through our financing partner, Hearth. Soft credit check, no score impact, ~60 seconds to pre-qualify. Serving the greater Raleigh and Charlotte metros.

How it works

Three steps, about a minute.

Step 1

Estimate your monthly

Use the payment calculator to see what your project would cost per month, not per square foot. Adjust service, size, and finish until the monthly fits your budget.

Step 2

Pre-qualify with Hearth

60-second soft credit check with our financing partner Hearth. See your actual rate, term, and monthly payment. No impact on your credit score, no obligation.

Step 3

Pay on completion

We pour the project. Nothing changes hands until it's floated, jointed, and cured. Hearth funds the project at completion; you pay Hearth back monthly at 0% for up to 21 months.

What the 0% offer covers

Every service we pour is eligible. Financing pairs with pay-on-completion.

Financing
FAQ

How Hearth's 0% intro APR works, who qualifies, and how financing pairs with our pay-on-completion contract.

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Who qualifies for 0% APR for 21 months?

The 0% intro APR offer is a Hearth-underwritten credit line product, and qualification is set by Hearth (not by us). In practice, qualified buyers typically have credit scores in the mid-700s or above and an income-to-debt profile that supports the line size they're applying for. Hearth's pre-qualification is a soft credit check that shows you the rate, term, and monthly payment you actually qualify for before any hard pull. If you don't qualify for the 21-month 0% offer, Hearth usually offers a longer-term fixed-rate installment plan (5 to 12 years) at a rate calibrated to your credit profile.

Does checking my rate hurt my credit?

What's the maximum project I can finance?

Can I combine financing with pay-on-completion?

What happens after the 21-month 0% intro period ends?

Get pre-qualified for 0% financing — up to 21 months for qualified buyers, through Hearth

Ready to Pour?

Get a free written estimate, pay-on-completion, and financing through Hearth for qualified buyers.

Financing options provided by Hearth. Rates, terms, and monthly payments are subject to Hearth's credit approval. 0% intro APR × 21 months is available for qualified buyers only.